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First Financial Bank Sweetwater Names Kirby Andrews as President

Company Release - 12/24/2008

SWEETWATER, Texas, Dec. 24 /PRNewswire-FirstCall/ -- J.V. Martin, Chairman and CEO of First Financial Bank, N.A.Sweetwater, announced today that the Board of Directors has named Kirby N. Andrews as President, effective January 1, 2009. Andrews has served as Executive Vice President and Senior Lending Officer for the past eight years.

Prior to moving to Sweetwater, Andrews served as Senior Vice President of First Financial Bank, N.A. in Eastland and Assistant Vice President of Commercial Lending at First Financial Bank, N.A. in Abilene. Andrews started his banking career in 1990 as an Internal Auditor for First Financial Bankshares, Inc. (Nasdaq: FFIN), the parent company of the First Financial Banks in Sweetwater, Eastland and Abilene. He is President of the Nolan County United Way and is on the Board of Directors of the Rolling Plains Memorial Hospital. Andrews was selected Sweetwater'sYoung Citizen of the Year in 2007. Andrews previously served as President of the Sweetwater Chamber of Commerce and the Sweetwater Industrial Foundation. He earned a bachelor's degree in finance from Abilene Christian University and is a graduate of the Southwestern Graduate School of Banking at Southern Methodist University.

Additional promotions announced were Ginny Henson to Assistant Vice President - Loan Administration, Mandy Bennett to Assistant Vice President - Motorbank Manager, and Phyllis Brinkman to Assistant Cashier - Operations.

"We are very proud to be able to promote our qualified officers and employees from within our organization," said Martin. "Kirby is highly qualified to assume the important role as President of our bank and will continue the bank's long tradition of giving superior customer service and being deeply involved in the life of the community."

Martin will continue to serve as the CEO and Chairman of the Board at the bank. He will begin his 41st year in banking in 2009. Martin is the Chairman of the Board of Regents at Texas State Technical College and Chairman of the Board of Trustees for Hendrick Medical Center in Abilene.

First Financial Bank, N. A., Sweetwater is a subsidiary of First Financial Bankshares, Inc., a financial holding company headquartered in Abilene that operates ten separately chartered banks with 48 locations in Texas. The bank subsidiaries are First Financial Bank, N.A., Abilene, Albany, Clyde and Moran; First Financial Bank, N.A., Eastland, Ranger and Rising Star; First Financial Bank, N.A., Cleburne, Burleson, Alvarado and Midlothian; Hereford State Bank, Hereford; First Financial Bank, N.A., Mineral Wells; San Angelo National Bank, San Angelo; First Financial Bank, N.A., Southlake, Bridgeport, Boyd, Decatur, Keller and Trophy Club; First Financial Bank, N.A., Stephenville, Granbury, Glen Rose and Acton; First Financial Bank, N.A., Sweetwater, Roby, Trent and Merkel; and Weatherford National Bank, Weatherford, Willow Park, Aledo and Brock. The Company also operates First Financial Trust & Asset Management Company, N.A., with five locations and First Technology Services, Inc., a technology operating company.

The Company is listed on The NASDAQ Global Select Market under the trading symbol FFIN. For more information about First Financial Bankshares, please visit our Web site at http://www.ffin.com.

Certain statements contained herein may be considered "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995. These statements are based upon the belief of the Company's management, as well as assumptions made beyond information currently available to the Company's management, and may be, but not necessarily are, identified by such words as "expect", "plan", "anticipate", "target", "forecast" and "goal". Because such "forward-looking statements" are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward-looking statements. Factors that could cause actual results to differ materially from the Company's expectations include competition from other financial institutions and financial holding companies; the effects of and changes in trade, monetary and fiscal policies and laws, including interest rate policies of the Federal Reserve Board; changes in the demand for loans; fluctuations in value of collateral and loan reserves; inflation, interest rate, market and monetary fluctuations; changes in consumer spending, borrowing and savings habits; and acquisitions and integration of acquired businesses, and similar variables. Other key risks are described in the Company's reports filed with the Securities and Exchange Commission, which may be obtained under "Investor Relations-Documents/Filings" on the Company's Web site or by writing or calling the Company at 325.627.7155. Except as otherwise stated in this news announcement, the Company does not undertake any obligation to update publicly or revise any forward-looking statements because of new information, future events or otherwise.

SOURCE First Financial Bankshares

Contact: J.V. Martin, Chairman and CEO of First Financial Bankshares, +1-325-235-6600
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