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First Financial Bank Sweetwater to Open New Bank Office in Merkel, Texas

Company Release - 07/28/2008

ABILENE, Texas, July 28 /PRNewswire-FirstCall/ -- First Financial Bank, N.A., Sweetwater, today announced plans to open a new branch bank in Merkel, Texas. First Financial Bank Sweetwater is a subsidiary of First Financial Bankshares, Inc. (Nasdaq: FFIN).

The new Merkel branch will be First Financial Bank's fourth location. It operates banks in Sweetwater, Roby and Trent. Merkel is located along Interstate 20, between Sweetwater and Abilene in western Taylor County.

Located at 301 Edwards in a building formerly occupied by Citibank, the new First Financial Bank in Merkel is expected to open August 1.

"We have a number of customers in the Merkel area and we welcome the opportunity to expand our services to the people and businesses of western Taylor County with this new branch location," said J.V. Martin, President and CEO of First Financial Bank Sweetwater. "It will provide better and more convenient banking services to all of our customers."

"We are excited to have our 48th location and continued expansion to our neighbors in Taylor County," said F. Scott Dueser, Chairman, President and CEO of First Financial Bankshares.

Headquartered in Abilene, Texas, First Financial Bankshares is a financial holding company that operates ten separately chartered banks with 48 locations in Texas. The bank subsidiaries are First Financial Bank, N.A., Abilene, Albany, Clyde and Moran; First Financial Bank, N.A., Eastland, Ranger and Rising Star; First Financial Bank, N.A., Cleburne, Burleson, Alvarado and Midlothian; Hereford State Bank, Hereford; First Financial Bank, N.A., Mineral Wells; San Angelo National Bank, San Angelo; First Financial Bank, N.A., Southlake, Bridgeport, Boyd, Decatur, Keller and Trophy Club; First Financial Bank, N.A., Stephenville, Granbury, Glen Rose and Acton; First Financial Bank, N.A., Sweetwater, Roby, Trent and Merkel; and Weatherford National Bank, Weatherford, Willow Park, Aledo and Brock. The Company also operates First Financial Trust & Asset Management Company, N.A., with five locations and First Technology Services, Inc., a technology operating company. The Company is listed on The NASDAQ Global Select Market under the trading symbol FFIN. For more information about First Financial Bankshares, please visit our Web site at http://www.ffin.com.

SOURCE First Financial Bankshares, Inc.

Contact: F. Scott Dueser, President and CEO of First Financial Bankshares, Inc., +1-325-627-7155
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